NY Child Support Calculator

Calculate child support payments in New York using the official CSSA formula. Includes shared custody adjustments and add-on expenses.

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Enter parent incomes and custody arrangement

50% (Equal Time)75% (Typical)100% (Full Custody)
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How NY Child Support Guidelines Work

New York's Child Support Standards Act (CSSA) establishes a formulaic approach to calculating child support obligations. The system starts by determining each parent's income, including wages, bonuses, investments, and benefits. Self-employment income requires careful calculation of legitimate business expenses.

The combined parental income is then multiplied by statutory percentages based on the number of children: 17% for one child, 25% for two children, 29% for three children, 31% for four children, and 35% for five or more children. For combined income up to $163,000, the formula is mandatory. Above this cap, courts have discretion but often extrapolate the percentage.

The CSSA aims to ensure children maintain their standard of living despite parental separation. Beyond basic support, parents share add-on expenses like healthcare, childcare, and educational costs proportionally. Support continues until children turn 21 in New York, longer than most states.

Understanding Child Support Add-Ons

Basic child support covers everyday expenses like food, clothing, and shelter. However, New York law requires parents to share additional costs proportionally based on their income ratios.

Mandatory Add-Ons:

  • Unreimbursed medical expenses
  • Health insurance premiums
  • Childcare for work or education

Discretionary Add-Ons:

  • Private school tuition
  • Extracurricular activities
  • Summer camps
  • Tutoring and special education
  • Special needs services
  • College expenses

Common Child Support Questions

What if my ex hides income?

Courts can impute income based on earning capacity and lifestyle analysis. Forensic accountants may investigate suspected hidden income.

Can child support be modified?

Yes, with substantial changes (typically 15%+ income change) or after three years since the last order.

What about college costs?

New York courts can order college contribution based on parents' financial means and the child's academic performance.

How is support enforced?

Through wage garnishment, license suspension, asset seizure, and even incarceration for willful non-payment.

Next Steps After Calculating Support

After calculating estimated support:

  • Compile three years of financial records
  • Document all child-related expenses
  • Consider your custody arrangement goals
  • Evaluate insurance options and costs
  • Plan for future educational expenses

Complete Guide to New York Child Support

New York Child Support Laws and Guidelines 2024

New York State follows the Child Support Standards Act (CSSA), which provides specific formulas for calculating child support payments. This comprehensive system ensures that children receive adequate financial support from both parents, taking into account their combined income and various expenses related to child-rearing.

Key Changes for 2024

  • Income cap increased to $154,000 for guideline calculations
  • Updated federal poverty guidelines for low-income exemptions
  • Enhanced enforcement mechanisms for collection
  • Streamlined modification process for substantial changes
  • Improved interstate collection procedures

Understanding the CSSA Formula

The Child Support Standards Act uses a percentage-based system that applies to the combined adjusted gross income of both parents. The percentages are designed to approximate what intact families typically spend on their children.

Number of ChildrenPercentage of IncomeExample at $100k Combined
1 Child17%$17,000 annually
2 Children25%$25,000 annually
3 Children29%$29,000 annually
4 Children31%$31,000 annually
5+ Children35%$35,000 annually

Income Considerations and Deductions

✅ Allowable Deductions

  • • Federal, state, and local income taxes
  • • Social Security and Medicare taxes
  • • Mandatory retirement contributions
  • • Union dues (mandatory only)
  • • Health insurance premiums for children
  • • Court-ordered support for other children
  • • Court-ordered spousal support

❌ Not Deductible

  • • Voluntary retirement contributions
  • • Life insurance premiums
  • • Disability insurance premiums
  • • Business expenses (most)
  • • Voluntary overtime declined
  • • Educational loan payments
  • • Credit card or consumer debt

Add-On Expenses and Pro-Rata Sharing

Beyond basic child support, parents must share certain additional expenses in proportion to their incomes. These "add-on" expenses are typically essential costs that benefit the child's health, education, or care.

Common Add-On Expenses

Healthcare Related
  • • Health insurance premiums
  • • Dental and vision insurance
  • • Uninsured medical expenses over $250/year
  • • Prescription medications
  • • Mental health services
  • • Physical therapy
Care & Education
  • • Work-related childcare costs
  • • Summer day camp
  • • Before/after school care
  • • Educational tutoring
  • • Special needs services
  • • Extraordinary educational expenses

Shared Custody Adjustments

New York recognizes that when parents share significant custodial time, the traditional child support formula may not be appropriate. Courts can make adjustments when the non-custodial parent has the child for substantial periods.

Shared Custody Thresholds

Less than 35% time (0-127 nights)Standard formula applies
35-49% time (128-182 nights)Partial adjustment possible
50%+ time (183+ nights)Significant adjustment likely

High-Income Child Support

When parents' combined income exceeds the $154,000 guideline cap, courts have discretion in determining child support. They consider factors such as the child's actual needs, the parents' financial circumstances, and what an intact family would spend at that income level.

Option 1
Apply standard percentages to full income
Option 2
Apply reduced percentages to excess income
Option 3
Use child's actual demonstrated needs

Child Support Modification Process

Child support orders can be modified when there has been a substantial change in circumstances. New York law provides streamlined procedures for modifications when certain conditions are met.

Grounds for Modification

  • • Income change of 15% or more
  • • Three years since last order
  • • Change in custody arrangement
  • • Change in health insurance costs
  • • Change in childcare needs
  • • Child's emancipation or aging out
  • • Significant change in child's needs
  • • Job loss or disability
  • • Receipt of public benefits
  • • Substantial change in expenses

Enforcement and Collection

New York has robust enforcement mechanisms to ensure child support is paid. The state works with federal and other state agencies to locate parents and collect support payments.

Collection Methods

  • • Wage garnishment
  • • Bank account seizure
  • • Tax refund interception
  • • Property lien placement
  • • Asset seizure and sale
  • • Lottery winnings interception

Penalties

  • • Driver's license suspension
  • • Professional license suspension
  • • Passport denial or revocation
  • • Credit bureau reporting
  • • Contempt of court charges
  • • Jail time for willful non-payment

Special Circumstances and Deviations

While the CSSA provides standardized guidelines, courts can deviate from the standard calculation in certain circumstances to ensure the child support order is fair and appropriate.

Financial Resources

Courts consider both parents' financial resources, including non-income producing assets, to determine ability to pay support.

Physical and Emotional Health

Special needs of the child or parent that create additional expenses may justify deviation from guidelines.

Standard of Living

The child's pre-separation standard of living and what would be available if the family remained intact.

Educational Needs

Private school, tutoring, or other educational expenses that benefit the child's development and future.

Need Legal Help with Child Support?

Our experienced New York family law attorneys can help you calculate accurate child support, file for modifications, or enforce existing orders. We understand the complexities of the CSSA and will fight for your children's financial security.

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