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DIVORCE AND & FAMILY LAW ATTORNEYS

We are an elite law firm that provides results, and service, for our clients. We handle tough cases that require experience, excellence, and service, to win.

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Superior Divorce & Family Law Attorneys

Welcome to the Spodek Law Group - a premier, and top rated, divorce law firm.





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" Spodek Law Group have offered me excellent support and advice thru a very difficult time. I feel I've dealt with someone who truly cares and wants the best outcome for you and yours. I'm extremely grateful for all the help Spodek Law Group has offered me. I can't recommend them..."

David Bruce

" Spodek Law Group was incredibly professional and has given me the best advice I could wish for. They had been helpful and empathetic to my stressful situation. Would highly recommend Spodek Law Group to anyone I meet."

Rowlin Garcia

" Best service I ever had. Todd is absolutely class personified. You are in the safest hands with spodek. They have their clients interest in mind."

Francis Anim
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Here’s a great article by Delancey Street, a company that provides bitcoin loans and does hard money loans. According to the Affordable Care Act, or ACA, requiring people to purchase health insurance in a market system is a method of reducing health insurance costs. This raises the question of what will happen to a person who doesn’t have any health insurance. This is not a question that has a single answer. There are many variables involved when it comes to establishing liability, and there are many methods available to secure a payment arrangement with either an insurance company or the liable party.

The purpose of the tax penalty is to create a revenue pool of paying health insurance customers. This allows the insurance companies to have enough revenue to cover people who are not able to purchase coverage through the current system. Uninsured patients still have to get access to medical care in emergency situations, and this means that the costs will be transferred at some point. It also allows the health insurance system to benefit from a lower rate of uninsured patients. However, there is a penalty that can apply to people who are capable of purchasing health insurance. This penalty will not apply if the minimal amount of coverage is obtained.

Legal Costs, Personal Injury and Health Insurance

The first thing that happens is that you will have to pay a penalty. This only applies if the person can afford to purchase health insurance coverage and chooses not to buy it. This is a system where people can choose to purchase health insurance or face a tax penalty. The coverage must meet specific standards in order to qualify, and people who can’t afford to pay for insurance will not be responsible for paying the penalty. However, there are legal consequences for not having health insurance after a personal injury occurs. The question of liability is central to every legal case.

If you do not have health insurance, you can still obtain medical care. There is not a single scenario that will apply to every situation, so it is important to recognize the individual nature of these cases. The medical system might treat your personal injury while creating a deferred payment scheme, for example. This means that the costs of the medical care will be billed to the responsible party after the care has already been delivered. This can also mean that the injured person will be liable for paying medical bills, so it is important to understand the risks in personal injury cases where you do not have health insurance.

There are many different situations where a personal injury can occur in the absence of health insurance. For example, personal injuries can happen when a person involved in a car accident didn’t have any car insurance. The person who is responsible for the car accident can also be held liable for the medical costs of the injured person. This means that the insurance company will be responsible for paying these expenses, and this can happen regardless of whether or not the injured person has health insurance.

Auto and Health Insurance

Car insurance and health insurance are closely linked when a personal injury happens as a result of a car collision. The liability can be settled in different ways, and a lawyer can help to get the outcome that you deserve. In cases where the car insurance can cover the costs of the medical care, this will resolve the situation; however, if there is a balance left over, the person will have to have some form of health insurance. If there is no insurance available at this point, the injured person might be responsible for paying the remaining balance for the medical bills.

Always check with your car insurance policy to see how much coverage is available for medical costs. This can help you to understand how much money you could need in the case of a personal injury. If you win your case, you can also have the other person’s insurance company pay for your medical costs. This is an important point because it demonstrates that the liability can work both ways. However, you should also be aware that the insurance billing process can take months, and medical bills must often be paid immediately.


Based on 362 reviews.
Charle Butler
Charle Butler
2021-03-12
Verified
I was hesitant to hire the Spodek Law Group. I read reviews and knew they have a great reputation. However, I thought I would spend money and not see or speak to my attorney. From the beginning to end of my case Todd and the entire staff were available and willing to help. We worked towards and end result that was way above my expectation and Todd delivered. I am forever grateful for patience and long days and night spent working on my case. Thanks Todd and the entire team!
Mesonista parsons
Mesonista parsons
2021-03-05
Verified
My attorney at Spodek was Abigail. She was very knowledgeable and helpful with all my questions and concerns, as well as responsive. Her fees are affordable and Abigail took the time to make sure I understood everything relating to my case. I highly recommend Abigail and will request her services in the future.
debabrata chakraborty
debabrata chakraborty
2021-03-03
Verified
Todd A Spodek is the experienced and best criminal lawyer at USA. He is very professional and always respond on time. Alex also very cooperative and always help me. They took care me and my problem like family member. I am 100% satisfied for their professional service. My result was unexpected and amazing. They dismissed my case. I am really grateful to them. I will recommend you to go there if you want to solve your problem. I wish all the best for them.
Asata Hendricks
Asata Hendricks
2021-03-02
Verified
Truly appreciate the work the guys did!. Exceptional team & I know they care about each and everyone of their clients. I am super thankful to be referred to Spodek Law Group and I am grateful Todd & Alex were able to work diligently to achieve an outcome I am pleased with. Despite COVID they stayed on top of things and kept me informed every step of the way. Very thankful.
Mike Moroff
Mike Moroff
2021-02-26
Verified
I'm very satisfied with the services rendered by Todd, Alex and Mary Lou. I whole heartedly recommend Spodek Law Group . I've worked with and have retained other attorneys in the past with Todd's firm being the cream of the crop for many reasons. A very serious legal matter was resolved after a year's hard work and effort. Todd expertly guided me through the process and was able to navigate and make the good journey bearable as well as successful. Mary Lou initially provided excellent assistance before referring my case to Todd. Alex's support was effective and timely. The customer portal (MyCase) is an invaluable communication tool that also kept track of my case. Various aspects of my case were explained and there were several options provided but I made the final decision of how the case would be handled. The legal fee was reasonable considering the effort and amount of work plus it was a flat fee regardless of the length of time required to conclude my case. Todd made himself available to me and we had many scheduled meetings to go over the progress and to discuss the next steps. I felt more confident after many discussions with him. You will not go wrong choosing Spodek Law Group for legal matters.
Josh Katz
Josh Katz
2021-02-24
Verified
Being that it was the first time that I was in need of an attorney, I was afraid and hesitant and knew I needed the absolute best. It is beyond understood why Spodek Law Group has a reputation of being the top, if not the best law firm in New York. Alex and Abigail were there every step of the way even at the most unconvenient hours. I could not have asked for more. They are extremely good at what they do and they delivered much much more than just winning my case. A big thank you to Alex and Abigail for all the guidance and counseling and their upmost loyal support that extended far more than just legally. If you need the absolute best than don't hesitate to hire Spodek Law Firm.
L.C.
L.C.
2021-02-24
Verified
I cannot tell you how thankful I am to Todd and Alex for their hard work and dedication to my case. I had never been in any trouble before but I had an unfortunate event occur and in the midst of COVID-19 at that therefore I knew I needed a team that was dedicated to my success. Today- my case has been finalized and I’m walking away with no record and can continue life as a mother and a Grad student worry free. I cannot express enough gratitude for their assistance.
AnnMarie Soliman
AnnMarie Soliman
2021-02-23
Verified
I received a summons and called Spodek law group for a free consultation. Alex took my call and was very quick and responsive. He was available anytime through multiple platforms and very reassuring when needed. They are extremely organized and thorough. They got my case dismissed! I’m very grateful. Thank you Alex and Todd!

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Testimonials

Spodek Law Group have offered me excellent support and advice thru a very difficult time. I feel I've dealt with someone who truly cares and wants the best outcome for you and yours. I'm extremely grateful for all the help Spodek Law Group has offered me. I can't recommend them enough.

~ David Bruce

Spodek Law Group was incredibly professional and has given me the best advice I could wish for. They had been helpful and empathetic to my stressful situation. Would highly recommend Spodek Law Group to anyone I meet.

~ Rowlin Garcia

Best service I ever had. Todd is absolutely class personified. You are in the safest hands with spodek. They have their clients interest in mind.

~ Francis Anim

Spodek Law Group

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