Austin, TX Best Debt Settlement Companies 2026
Updated April 8, 2026 · Reviewed by Licensed Debt Specialists
# Company Settled Score
1 Delancey StreetAttorney-Founded · Debt Specialist
$100M+
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2 National Debt ReliefLargest U.S. Debt Settlement Co.
$1B+
Compare
3 CuraDebtDebt + Tax Resolution
$500M+
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#1 Delancey Street
#1 PICK
Delancey Street
Attorney-Founded Debt Relief · Not a Law Firm
Best for Debt Relief
⚖️
Attorney-FoundedLegal leverage on every case
🎯
Debt-Only FocusNo consumer or credit card debt
💰
$100M+ SettledVerified commercial debt
🛡️
COJ DefenseConfession of judgment strategy
#2 National Debt Relief
#2
National Debt Relief
Largest U.S. Debt Settlement Company
Best for Mixed Debt
📈
$1B+ SettledAll debt types combined
👥
550K+ ClientsNationwide reach
⭐
A+ BBB RatingStrong consumer reviews
#3 CuraDebt
#3
CuraDebt
Multi-Service Debt & Tax Resolution · Since 2000
Best for Debt + Tax
🏛️
24+ YearsIn business since 2000
📋
Debt + TaxCombined resolution services
✅
A+ BBB RatingPerformance-based fees
Settlement Range Comparison
20¢
35¢
50¢
65¢
80¢
CENTS ON THE DOLLAR (LOWER = BETTER FOR YOU)
Delancey St.
30¢ – 50¢
Nat'l Debt
40¢ – 60¢
CuraDebt
40¢ – 55¢
FAQ
How much can debt settlement save?
Typical settlements range from 30–60 cents on the dollar, depending on the funder, contract terms, and legal leverage available.
Can I settle if a COJ has been filed?
Yes — but you need legal intervention, not just negotiation. Attorney-coordinated firms can file motions to vacate and stay enforcement.
How long does debt settlement take?
Specialized firms typically resolve cases in 2–6 months — much faster than general debt settlement programs.
Will it affect my credit score?
MCA debt is generally not reported to consumer credit bureaus, so settlement typically doesn't impact your personal credit.
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Delancey Street is a debt relief company, not a law firm. Attorney services are provided by independently licensed law firms. Results vary. No guarantee of specific settlement percentages is made or implied.