Expert insights, legal guides, and practical advice from NYC's most trusted divorce attorneys. Stay informed about your rights.
It’s 1am and you just bounced the second pull The person on the other end of that 855 number? They’re the most nervous party in this transaction right now. Not…
The Tuesday-morning debit that doesn’t bounce You already called your bank. They told you to place a stop…
Switching banks won’t stop them. Here is what will. Switching banks won’t stop them. That advice is all…
Lede and triage routing You already know what factor rate you signed. You did the math. The total…
The fraud word does not mean what you think it means The word “fraud” in that letter is…
The phone call goes to the wrong desk Subject: Reconciliation Request for Merchant Cash Advance Agreement Copy that…
Cold Open Your MCA funder put a reconciliation clause in your contract on purpose. And they’re hoping you…
Switching banks will not stop your MCA. You should probably do it anyway. The daily ACH debit requires…
Why bouncing one payment shrinks every move you have, and how to use current status as leverage before…
Your MCA funder is going to pull from your account in the next day or two and you…
What “payment pause” actually means in MCA-land MCA funders don’t want to sue you. That sounds wrong after…
The default notice is not the end of the option The reconciliation clause in your MCA contract was…
Lede and TL;DR You have $4,200 in the account and three funders expecting their pull tomorrow morning. Together…
Before you pick up the phone The word “forbearance” is almost certainly not in your MCA contract. I’ve…
It’s 1am and you just bounced the second pull The person on the other end of that 855…
Switching banks will not stop your MCA. You should probably do it anyway. The daily ACH debit requires…
Before you call them back, answer one question The worst thing you can do right now is call…
TL;DR: What to do before you close this tab It’s 10:45pm. You’re sitting in your truck in a…
The honest answer is: there is no answer. There are actually three different things that count as “default”…
The literal question, the real question You probably can’t reopen your bank account. That’s the good news. Spending…